Ever wonder how a lender decides whether to approve or deny a loan? Banks and credit unions will evaluate a borrower's creditworthiness using "the 5 Cs of Credit.” Understanding the 5 Cs - capacity, conditions, collateral, capital, character - will help you prepare for your next loan application.

As interest rates rise, it can be hard to resist the promise of a car loan touting NO interest payments. In our latest blog post, we’ll break down what to expect when considering a “zero-interest financing” deal for your next car purchase.

How do I get cash out of my bank account? While it might be obvious, accessing your money is not always as intuitive as it might seem. In this article, we’ll lay out the basics of money access so you know how to get your money out of your checking account when you need it.

In this blog post, we break down four ways to survive and thrive when interest rates go up.

Think you might have been the victim of a consumer scam? Here’s what you need to know to protect your money and your identity.

In this blog post, our financial experts break down how to avoid paying too much interest on an auto loan and ways to cope if you already did.

We answer frequently asked questions about how your credit score and credit history will affect your ability to get a car loan, mortgage, student loan, or credit card with a good interest rate.

Fight back against financial stress with these 7 helpful coping strategies.

Keep calm and take five minutes to read these 8 helpful tips.

​Driving around can be expensive, so, understandably, you would want to find ways to save cash on gas. These 12 tips will show you how.

You have wants. You have needs. And you have two ways of paying for them – pull out the credit card or use the money you have set aside. Which is your default? How do you save when there are bills to pay and the paycheck only goes so far?

Competition for new and used vehicles will be fierce as inventory shortages persist in 2022. Experts are predicting the chip shortage will last well into 2022 and possibly into 2023. Here are 8 tips to help you navigate today's challenging car-buying market.

Can you save money by refinancing your car loan? Our latest blog post covers the basics of auto loan refinancing, including what you'll need to get started. When you're ready, our loan officers are here to help.

Get expert advice on house shopping during a sellers' market with our latest "Ask the Experts" blog post, featuring an interview with CAFCU's real estate lending manager Carlene Gabor.

If you’re reading this, chances are you are holding at least some debt. While not all debt is bad, too much credit card and other types of debt can have negative consequences, such as lowering your credit score and creating a financial burden that can take years to unload.

Having trouble finding a car during the current computer chip shortage? One option is to buy out your leased vehicle. CAFCU’s lending manager Juan Lopez explains how.

While shopping for a new vehicle is exciting, it is also no simple matter. To make sure you get the lowest rate, the best dealer incentives, and a monthly payment that works for you, you will have to take time to properly plan and prepare for buying a car. Following the steps below can save you hundreds or thousands of dollars and set you up for a more secure financial future.

It's that time of year again for goal setting. Your finances are probably linked to quite a few of your goals, such as paying for a monthly gym membership or saving up for travel. Or, one of your main goals for 2022 could be to improve your finances, such as getting out of debt or saving for a home. Whichever they may be, here are smart money moves you can make in January to start you on the right path to reach your goals in the new year.

Most people know they need a budget. Maybe you have one, but you haven’t thought about it in a while, or you’re not sure if you are staying within your budget. In this blog we will be taking away all the guesswork and walking you through your brand new budget.

The worry hits because of how much money you do or don't have for entertaining, buying gifts, traveling, and other expenses. Although you may not be able to change your financial situation in time for the holidays, there is still a lot you can do to enjoy the holidays more and worry less about money.