Move your money
Fund your CAFCU accounts effortlessly
Ready to watch your money grow? Choose from several convenient ways to fund your CAFCU account. Explore the options below to find what works best for you and take control of your financial future.
Transfer money from another bank or credit union
If you want to send money to your CAFCU accounts from another bank or credit union, here's what you'll need to do.
Once you've downloaded CAFCU's digital banking app, log in and go to More > Transfer & Pay > Transfers .
Then, choose Add Account to set up transfers to and from another institution.
Make sure you have the other institution's routing number and your account number at hand.
You may be asked to verify your identity with a text or call.
Complete a Penny Test
As a security measure, you cannot transfer funds to or from this account until it has been confirmed.
Confirmation typically requires the penny test (aka penny drop or penny transfer) to verify your bank and ensure the integration between CAFCU and the other institution is set up securely. We will send two (2) deposit transactions to the external bank account. It may take up to three business days to appear in the transaction history.
- Go into the external account and find out the two amounts by looking in your recent transactions in the account.
- Log into CAFCU's digital banking. You should see a notification that says confirm trial deposits.
- Tap to confirm the account
- Enter the amounts.
- You're all set!
Pay yourself with Zelle
You can send yourself money using Zelle® set up with another financial institution.
To do this:
- Go into Zelle account through your bank or credit union's mobile app.
- Add your new CAFCU account as a recipient by using the email or phone number associated with your account.
- Then initiate the transfer.
Want to switch your Zelle bank account to CAFCU?
Get started in CAFCU's digital banking app by going to More > Transfer & Pay > Bill Pay / Zelle > Send Money with Zelle.
Deposit a check with your phone
You can use a paycheck or write a check to yourself to easily add money to your account! In CAFCU's mobile app, choose Deposit below the camera icon to get started.
Not sure how to deposit a check with your smartphone? Watch our YouTube short on Mobile Check Deposit.
Deposit cash at a local ATM
Another way you can add money to your CAFCU account is by depositing cash into an ATM.
Find a surcharge free ATM near you.
Complete a wire transfer
You can wire yourself larger amounts of money from another financial institution. There are no fees to wire money to your CAFCU account. Once transferred, the money is usually available instantly.
