Is your bill due today?
Don’t worry! You can make your CAFCU loan payment the same day* using Speedpay^.
Follow one of these options to make a payment now:
- Click the "Make a Payment" button below.
- Log into Online Account Access and select “Speedpay” under the eServices menu.
- Call 1-800-359-1939, option 4 for "other services" and then option 1 for "Speedpay" to make an unassisted payment over the phone.
Make a Payment
*Payments made by 3:30 p.m. CST, on a business day, it will be posted the same day. Payments after 3:30 p.m. CST, or on a non-business day, will be posted the next business day. There is a convenience fee of $10 per requested payment. Payments must be a minimum of $1.00 or a maximum of $2,500.
^This service is not available to residents of the state of Maryland.
Want to be sure your CAFCU loan payments are made on time every month?
Set up automatic payments easily with our EZ Advantage service or using External Transfers so
you don't miss a payment again.
Frequently Asked Speedpay Questions:
Q: How can I make an urgent same day payment?
A: A member can make an unassisted payment by calling 1-800-359-1939 and choosing option 4 for other services and then option 1 for Speedpay. They can also pay online by clicking the "Make a Payment" button above or logging into Online Account Access and selecting "Speedpay" under the eServices menu. These options are available 24/7.
Q: What types of loans can be paid through Speedpay?
A: All CAFCU loans can be paid through Speedpay, including mortgages.
Q: What is the cost to make an urgent same day payment?
A: A cost of $10 per item will be added to your authorized payment.
Q: When is the payment posted to my account?
A: If the payment is made by 3:30 p.m. CST, on a business day, it will be posted the same day. If made after 3:30 p.m. CST, or on a non-business day, it will be posted the next business day.
Q: What payment types can I use?
A: Debit Card, Electronic Check (ACH), ATM Card
Q: When will the funds be taken out of my account?
A: For a Checking or Savings account ACH payment, the funds will be taken out the next business day.
For a Debit or ATM card payment, the funds will be taken out the same day.
An Electronic Check (ACH) can be scheduled up to 7 days in advance for your payment.
Q: Why won't the automated system accept my ZIP Code?
A: The system is requesting the ZIP Code associated with your card. If the ZIP Code is still not accepted, you should get in touch with your financial institution.
Q: Why was my card not accepted at the very end of the Speedpay process?
A: Verify that the card you are using has a Visa or MasterCard logo on the card. If it does and the payment is still being declined, you should contact your financial institution.
Q: Why was my card expiration date not accepted?
A: Verify that the card you are using has a Visa or MasterCard logo on the card. If it does, you should contact your financial institution.
Q: What is the minimum and maximum payment allowed through Speedpay?
A: Minimum is $1 and the Maximum is $2,500.
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