CAFCU | Access your money

Home
Services
How to access your money

24/7 account access

Join today
Online Banking Services
Contact Us

Share certificate special

Earn 4.00% APY^†when you move at least $1,000 to CAFCU
to open a 7-month share certificate!

Learn more

Direct Deposit

Move your money to CAFCU and
save more with direct deposit!

Learn more

Get your cash, pay people, transfer money, or just check your balances

Whether you want to pay a bill, your best friend, or just have some spending cash handy, you have options for accessing your money on your terms. Depending on what you need to do, there are several ways you can access your CAFCU accounts. Read below to understand the options.

First, make sure your accounts are funded

These are a few of your options to make sure your accounts have sufficient funds:

Set up direct deposit with your paychecks
Deposit a check with our mobile app on your phone
Find a free ATM to deposit cash
Transfer money from another bank or credit union
Connect your account to Zelle to receive the money someone paid you.

Don’t have a CAFCU checking account yet?

If your only account is a savings or regular share account, you’re missing an opportunity to give yourself the flexibility to access your money in many different ways.

Here’s how to get started.

Download our digital banking app

If you're not already using CAFCU's mobile app, give it a try! Accessing your accounts with digital banking is secure, fast, and easy and lets you move your money with just a few taps. Download CAFCU's free mobile banking app in seconds: APP STORE | GOOGLE PLAY

Use your debit card

If you have a debit card linked to your checking account, you can use the card to make purchases as you would a credit card, either by entering your pin at the checkout or just signing like you would with any credit card purchase. If you’re looking for cash and want to avoid the ATM fee, you can stop by one of the free ATMs in our nationwide network. Click here to find an ATM near you.

Add CAFCU to your digital wallet

If you have an NFC-enabled smartphone, you can add your checking account’s debit card to your phone's digital wallet (e.g. Apple Wallet) and use the tap-to-pay feature to cover your restaurant tab, your groceries, your coffee, your clothes, and pretty much anything else you buy from a retail store. Use your smart phone to access your money on the go without having to worry about bringing your cards with you. Simply add your credit and debit cards to your Apple, Google, Samsung, and Visa SRC, pull up the credit card in your digital wallet, and place it near the credit card reader to pay.

Stop by a branch

Whether or not you live near a CAFCU branch, you have options! CAFCU members who aren't near a branch can also visit one of our many credit union partners nationwide to complete many types of account transactions. If you don’t know your member number, a member service representative (MSR) can look it up with your ID. You can also write yourself a check and give it to an MSR to cash for you.

Connect your account to a payment app

When you connect your account to a peer-to-peer (P2P) payment app like Zelle^®, you can quickly split a bill at a restaurant or pay someone you know when you don't have checks or easy ATM access. We offer members access to Zelle when signed in to our mobile banking app. Simply connect your checking account to Zelle after you log in to your CAFCU account to get started. To send money by Venmo, you’ll need to download the Venmo app to your smartphone, create an account, go to your settings, and add your CAFCU account by tapping “add a bank or credit card.” Remember to ALWAYS verify the people you pay and make sure you know and trust them if you are using a peer-to-peer payment app of any kind.

For more information or questions connect with us:

Online Banking

Visit Our Locations