Are you looking for an Illinois lender to meet your commercial real estate needs? If so, CAFCU is your solution. We offer:
- hands-on, personalized service.
- competitive interest rates.
- flexible loan terms.
- local and individualized decisioning and servicing.
- the support of industry experts ready to answer questions
- a simplified borrowing process
- the opportunity to work with a not-for-profit credit union lender.
CAFCU's commercial real estate lending team offers all of these things and more. We empower business owners and commercial real estate investors to access the capital needed to meet their goals.
Learn more by clicking on a topic below or get in touch using the form on the bottom of this page.
Why CAFCU?
We know every real estate investor brings a different set of questions, challenges, and opportunities. Drawing from decades of collective expertise, we can guide you through the commercial real estate borrowing process from start to finish, no matter your industry, background, or the special considerations of your project.
We empower business owners and commercial real estate investors to access the capital needed to meet their goals.
Our team is prepared to offer commercial real estate lending solutions and commercial mortgages structured to meet your unique needs as a real estate investor.
Our commercial real estate services
We focus on helping Illinois-based investors with the following services:
- multi-family building loans
- commercial and industrial building purchases and refis
- construction financing
- multifamily and apartment loans
- rehab loans for the for the after-repair value of a commercial property
- value-add projects
- SBA 504 loans
- Cash-out refis
While our focus is commercial lending primarily in Illinois, we will consider financing property in other states on a case-by-case basis.
Quick turn-around time
How do we decision and fund loans so quickly? It's all thanks to a streamlined process that includes:
- local and individualized underwriting and processing
- digital solutions for file sharing
- remote or in-person consultations
- your own dedicated loan officer to walk you through the lending process and be your ongoing point of contact.
We make all of our decisions right where we are, without making our members wait months for answers. We are part of your community, which is where all our loans are serviced.
Loans for business owners and real estate investors
Our team is prepared to offer commercial real estate lending solutions and commercial mortgages structured to meet your unique needs as a real estate investor.
While in some limited cases we can support loans in other states, at this time our focus is on Illinois only.
Personalized service
As a credit union, our members are at the heart of everything we do. This includes our commercial members! From initial planning to loan approval, closing, and servicing, we are ready to partner with you every step of the way. When you have a question or need help, we’re just a phone call or email away. From the time you submit your application to the time you pay off your loan, you'll have a relationship manager assigned specifically to you. You’ll never be sent to a third party or contracted support center for your ongoing loan questions and needs.
Competitive real estate loan rates
As a credit union, we are known for offering low-rate loans to help you build new, acquire, renovate, or refinance. Whether you are looking to purchase a building with a competitive interest rate or refinance a commercial real estate mortgage loan with another lender, we can help you save so you can build your investment portfolio.
Small Business Administration loans
If you think you might qualify for a U.S. Small Business Administration 504 SBA loan, our expert commercial lending team can guide you through the process.
504 SBA loans offer:
- Lower down payments
- Project financing
- Longer-term, fixed-rate financing on a portion of debt
- Financed fees
Other commercial banking services
When you finance your commercial real estate loan with CAFCU, you aren't just a "customer" to us -- you are a member of our not-for-profit financial cooperative. As a member, you can enjoy the benefits of risk-free savings and investment accounts as well as our checking accounts and an extensive list of related services and conveniences. Contact us to learn more about all we have to offer our business members.
Contact our commercial lending experts
For more information about the CAFCU commercial real estate loans we offer, contact our expert commercial lending team at [email protected], by calling 800-359-1939, ext. 3691, or by using the form below.
For more information or questions connect with us:
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